UTV Physical Damage Protection Plan

DAMAGE PROTECTION PLAN

Joy Ride Bike Rental DOES NOT OFFER any type of INSURANCE.   We do provide damage protection for a $35 per day fee with a $1000 deductible and cover damage only for the unit you drive.  We charge the $1000 fee up front on a separate credit card transaction and return the fee when the unit is returned in the same condition you began renting it.  This coverage only extends to damage to the unit you rent and operate.

THE DAMAGE PROTECTION PLAN ONLY PROTECTS PHYSICAL DAMAGE TO THE MACHINE YOU RENT IN THE EVENT OF AN ACCIDENT AS LONG AS:

  • You are on a designated trail in the normal course of driving the UTV.
  • You are not acting in a reckless manner, speeding over the marked limit, and using care.   Examples may be jumping berms, ditches, obstacles, excessive speeding, racing or driving too fast around walkers, bikers and other vehicles.  
  • You are not intoxicated.
  • You are not violating any DNR regulation, county or state law.  

Damage Protection does not cover any bodily injury to you, passengers, or to other third-party individuals you may harm, that’s what insurance can provide if you are covered properly.  

INSURANCE

You are liable for bodily injury or property damage.  You can either assume the liability or can buy coverage through your agent.

By signing the liability waiver, you promise to assume all bodily injury and property damage liability for yourself, other passengers, and other third parties you may harm.  Again, if your agent knows nothing about covering incidental rentals, perhaps you should check with another agent.

WE HIGHLY RECOMMEND YOU CONTACT YOUR INSURNACE AGENT A FEW WEEKS BEFORE ENGAGING IN ANY RENTAL ACTIVITY.  Although most insurance carriers either exclude or limit both liability and physical damage, some carriers can add this coverage for a small charge.  If you call your agent and he/she can’t find rental coverage, you can call our preferred agent:

Haley Theilig UTV Insurance - Joy Ride Bike Rental Lake Tomahawk WI
Haley Theilig
715-340-2884 

ANOTHER TIP: Do not call your agent or Haley the day of or the week before you rent.  Give them enough time to secure the coverage for you.  Haley has access to over 40 carriers who may be able to help.  Do NOT assume you have coverage until you check with your agent.